Bill collectors
Recently I broke my ankle got laid off and found a new job after about 4 months of no work. I have explained several times to them I been out of work, and not earning any money, I barely am able to keep the cellphone connected. Today they have called me about every 15 minutes to half hour since about 11am. It’s IC System. For one thing this is now considered harassment. I told them here what I can do, as far as bring down the bill. They didn’t want the money and said they would continue calling me.
They think I was rude with them, nope I just asked them why they are calling me every 15 minutes to half hour or every hour on the hour. Well you have 2 accounts well okay if I tell you I can’t pay the 1/4 of my bill now what makes you think I can pay the fourth of the other bills. They tried telling me the phone calls recorded, like I care because I am still going to put them in there place. I am sick of them calling me and not listening to my simple words of I just started a new job. I taken a huge pay cut I can pay 15 for one bill and 15 for the other bills, no this isn’t good enough for them they where telling me I have to pay 50 plus 12.50 for servicing fee each month and that’s just on one bill. Lets see I am making under 9 a hr and working 24 hours a week clearly that takes a big chunk of my income. I have cellphone which I need to keep connected. Then she told me well do you have a credit card. I was like if I had a creditcard don’t you think I would use that! She says no because people don’t use there credit cards. If they are not careful I will report them for harassment because that is exactly what this is. I will simply start sending in a payment each month of what I can afford and if they keep calling it will show the courts if they try that, it will show them I am at least trying to take care of the bill.
I explained to her this economy is what caused me the problem. Yeah you know she might not have went to see the doctor but hey I broke my ankle I didn’t have a choice if I wanted to be able to walk and no have to have surgery on my ankle in a couple of years because my leg didn’t grow back right. I am so tried of being nice to them and explaining to them once I get my first paycheck I will gladly give them some money but I will no give them what I do not have. I have bills like internet for school, and like heck i will drop out of school so they can get their money. I have cellphone and other medical stuff because of asthma sorry I like to breath so getting my asthma meds is more important then trying to kill myself paying there bill. Lets see I could get read of the cellphone but wait if I am needed at work for something or if they close because of weather or some other reason I wouldn’t get that information. I need to eat so lets see I have to pay food if I don’t eat, well I would clearly need to be in the hospital. So lets see take the 30 a month I know I can give and if I see I can pay out more I will gladly do that, I think they aught to take what I can pay and be happy!
Soon I will need to think about a auto insurance quote, but I have about 3 months for that, I want to find dad and us the best plan so we can save money. Dad has been paying for insurance and helping with rent because of how tight we been… Sorry I won’t let him help here because he should have his money for retirement.
What I am angry about is them calling me putting me on hold, sending an automated thing to talk to me asking me to wait because I am a valued customer of theirs. Wrong I am not valued lets get it right your wasting my time, you want me to talk to you stop putting me on hold, be there on the phone ready to talk to me do not send me to some receptionist.
If I tell you once I can not pay the bill in fall do not call me back in 10 minutes to tell me about paying you. I realize I have a couple of bills I owe, and want to pay them, I do not have a IQ of a turnup I know I owe the money and will get to it! Remember my time is valuable so if your placing me on hold until you get done with someone else I am not going to be happy when you do get to the phone and might sound grumpy!

